Does working longer increase life longevity?


There’s finally an answer to an age-old question: How can I live a longer, more satisfying life?


The answer: work past the traditional retirement age of 65.


A new study published in the Journal of Epidemiology & Community Health looked at the risk of dying for different age groups of Americans, and compared it to their retirement age.


The researchers found that the likelihood of dying in any given year was 11% lower among people who delayed retirement for just one single year—from age 65 to age 66.


By age 70, people who continued working experienced a 38% lower risk of dying than people of the same age who had retired at age 65; By age 72, the risk was 44% lower.


These results seemed not to be affected by other variables, like gender, lifestyle, education, income and even occupation.

Will working longer increase life longevity?

Why is working longer good for your health?  The article suggests that when you continue working, even part-time, your normal age-related decline in physical and mental functioning happens more slowly. You’re having to stay engaged in the complicated work-world, which keeps you sharp—and, apparently, alive.


Is there an alternative to working longer?  This study focused on individuals working past a traditional retirement age. Yet, I believe it is important to observe real work provides for those in this age group. Yes, working longer may keep you mentally engaged and aid in mental functioning. Equally as important – a job or career frequently provides purpose.


Waller Financial recognizes that purpose is critical for us to live a longer, more satisfying life. In our office the “R”word isn’t retirement, it is refocusing. Don’t convince yourself to work longer if you only want to live longer. Instead, re-evaluate what is most important to you in life, and pursue it with the same passion you did with your career.